Enter core property details here. All strategy tabs auto-populate. Override any field within a tab without affecting Master. Drag ⠿ to reorder cards.
⠿Property Values
⠿Existing Loan(s)
Primary Loan
$0
Primary loan cascades to Subject-To. Hit + to add a 2nd, 3rd lien, etc.
⠿Property Data
Type an address up top and tab out — property facts and a market-value / ARV reference load, and the CRM lead for that address is created or updated. The AVM never fills AS-IS value; any fact you type stays yours.
💡 Fill Master Inputs first. All tabs auto-populate — override any field per-tab. Hit + on the loan card to add a 2nd or 3rd lien. Enter the loan's actual rate and term.
⭐
Pro Feature
Seller Finance is available on the Pro plan. Upgrade to unlock all 6 creative finance strategies plus PDF export, Sensitivity Analysis, and Shareable Links.
No commitment · Cancel anytime
Total Acquisition
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Cash at Close
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NOI / Mo
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Debt Svc / Mo
—
Cash Flow / Mo
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CoC ROI
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Signal
—
⠿Seller Finance Purchase
$0
$0
$0
$0
0%
⠿Debt Service
Loan 1 — Seller Carry
$0
$0
Loan 2 — Private / 2nd Position
$0
$0
$0
⠿Investment Analysis
Cash-on-Cash ROI ⓘ
0%
Annual Depreciation ⓘ
$0
$0
$0
0%
⠿Value Analysis
0%
$0
$0
$0
⠿Profit & Loss Analysis
($0)
$0
$0
$0
$0
$0
—
⠿Cash Flow Analysis
$0
$0
$0
$0
0.00x
⠿Rate Sensitivity Analysis
How does monthly cash flow change if Loan 1 rate shifts? Useful for negotiating seller carry terms.
⠿IRR Analysis
Projected IRR for a hold-to-sell strategy. Uses cash at close, annual CF, and ARV as exit value.
$0
$0
$0
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⠿10-Year Cash Flow Projections
⭐
Pro Feature
Subject-To analysis is available on the Pro plan. Upgrade to unlock all 6 creative finance strategies.
No commitment · Cancel anytime
Total Acquisition
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Cash at Close
—
NOI / Mo
—
Debt Svc / Mo
—
Cash Flow / Mo
—
CoC ROI
—
Signal
—
⠿Subject-To Purchase
$0
$0
0%
⠿Debt Service
Existing Loan (Assumed SubTo)
$0
$0
$0
2nd Position Loan
$0
$0
$0
$0
⠿Investment Analysis
Cash-on-Cash ROI ⓘ
0%
Annual Depreciation ⓘ
$0
$0
$0
0%
⠿Profit & Loss Analysis
($0)
$0
$0
$0
$0
$0
—
⠿Cash Flow Analysis
$0
$0
$0
$0
0.00x
⠿IRR Analysis
Projected IRR for a hold-to-sell strategy. Uses cash at close, annual CF, and ARV as exit value.
$0
$0
$0
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⠿10-Year Cash Flow Projections
⠿Value Analysis
0%
$0
$0
$0
⭐
Pro Feature
The 1% Rule / Buy & Hold analyzer is available on the Pro plan. Upgrade to unlock all 6 creative finance strategies.
No commitment · Cancel anytime
All-In Price
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Buyer Price — Ceiling
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Offer to Seller
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NOI / Mo
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Cash Flow / Mo
—
CoC ROI
—
Signal
—
⠿Whiteboard Formula
$0
($0)
$0
NOI pricing is more conservative than the gross-rent 1% screen.
New investor debt, not the seller’s mortgage. Advances are funded upfront; undrawn rehab funds need a draw schedule. Cash pays any unfunded repairs.
$0
$0
$0
($0)
$0
$0
$0
$0
$0
$0
$0
$0
$0
⠿Selling Costs & Financing Carry
$0
($0)
$0
($0)
⠿Profit & Loss Analysis
Interest inside Hold+Sell — not double-counted. Loan Points are a separate one-time fee.
$0
($0)
($0)
($0)
($0)
($0)
$0
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⠿Investment Metrics
Total Cash Invested ⓘ
$0
Net Profit
$0
ROI on Cash ⓘ
0%
Annualized ROI ⓘ
0%
Gross Margin
$0
Offer Summary
$0
$0
$0
$0
0%
0%
⠿Sensitivity Analysis
How do MAO, All-In, and Net Profit change as ARV or Repair cost shifts? Green = profitable, yellow = thin, red = loss.
ARV Sensitivity
Repair Cost Sensitivity
⠿IRR Analysis
IRR estimates all budgeted cash as paid upfront and net sale proceeds at exit. Actual payment and rehab-draw timing can change the return.
$0
$0
0
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⭐
Pro Feature
Novation analysis is available on the Pro plan. Upgrade to unlock all 6 creative finance strategies.
No commitment · Cancel anytime
Market Price
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Offer to Seller
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Wholesaler Profit
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Investor Profit
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Total Net
—
Signal
—
Novation Formula: Current Market Price × Soft Costs % = Soft Cost Amount → Market Price − Soft Costs = Net → Net − Assignment Fee = Offer to Seller. No title transfers to you.
⠿Deal Inputs
Soft Costs (broken down)
$0
$0
Profit Split
⠿Whiteboard Formula
$0
0%
($0)
$0
$0
$0
$0
$0
$0
($0)
$0
0%
⠿Debt Service
Model any bridge financing during the listing period, or the projected end buyer's mortgage to verify deal viability.
Bridge / Holding Financing (if any)
$0
$0
Projected Buyer's Mortgage
$0
$0
⠿Profit Analysis
$0
($0)
$0
($0)
$0
($0)
Two-Party Profit Split
$0
$0
$0
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⠿Deal Metrics
Wholesaler Profit ⓘ
$0
Investor Profit ⓘ
$0
Total Soft Costs ⓘ
$0
Soft Cost % ⓘ
0%
Deal Summary
$0
$0
$0
$0
$0
$0
💡 If you sourced this deal yourself, set Wholesaler Fee = $0. Your total Assignment Fee becomes your investor profit. If working with a deal finder, the split is shown transparently.
⭐
Pro Feature
BRRRR analysis is available on the Pro plan. Upgrade to unlock all 6 creative finance strategies plus the Hybrid Deal Builder.
No commitment · Cancel anytime
Buy Mode ⓘ
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All-In Cost
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Refi Loan
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Cash Out
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Cash Left in Deal
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Cash Flow / Mo
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CoC ROI
—
Signal
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BRRRR Strategy:Buy → Rehab → Rent → Refinance → Repeat. The goal: pull as much cash back out at refinance while still owning a cash-flowing rental.
⠿Whiteboard Formula
Income-based pricing uses NOI ÷ class rate. Cash flow and returns use the entered purchase, financing and full rental expenses.
$0
$0
$0
PITI Monthly Breakdown
$0
$0
$0
$0
Cash Flow & Returns
$0
($0)
$0
($0)
$0
$0
0%
DSCR on Refi Loan
$0
$0
0.00x
⠿Buy & Rehab
Acquisition
$0
$0
$0
$0
Rehab
0
($0)
$0
⠿Refinance (Refi)
$0
$0
$0
$0
$0
$0
$0
0%
⠿Profit & Loss Analysis
($0)
$0
$0
$0
$0
$0
—
⠿Cash Flow Analysis
$0
($0)
$0
$0
0.00x
⠿10-Year Cash Flow Projections
⠿Sensitivity Analysis
How do refi proceeds and cash flow change with ARV or refi rate shifts? Critical for understanding your downside.
ARV Sensitivity (HM Mode)
Refi Rate Sensitivity
⠿IRR Analysis
BRRRR IRR models cash out at refi as a partial return, then annual cash flows, then equity at exit. Accounts for time horizon and capital recycling.
$0
$0
$0
$0
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⭐
Pro Feature
Strategy Comparison and Hybrid Deal Builder are available on the Pro plan. Upgrade to compare all 6 strategies side-by-side.
No commitment · Cancel anytime
Strategy Comparison
Snapshot of current inputs across all 6 strategies. Switch to any tab, edit, then refresh.
Click ↻ Refresh or switch to this tab to generate the comparison from current inputs.
🔀 Hybrid Deal Builder
Fix & Flip vs BRRRR on the same property — with best-exit recommendation.
Click ↻ Refresh to generate the Hybrid comparison. Make sure you've entered inputs on the Fix & Flip and BRRRR tabs first.
⭐ Upgrade to RE CAL Pro
Unlock all 6 strategies · PDF export · Sensitivity Analysis · Shareable Links · Hybrid Builder
Shareable Deal Links (anyone can open, no sign-in needed)
Hybrid Deal Builder — F&F vs BRRRR side-by-side with best-exit recommendation
Cloud save & load — unlimited deals
PDF Preview
📧 Email Report
Amortization Schedule
Select a loan to view its schedule.
🤖 AI DEAL ANALYSIS
Ready to analyze.
🧠 AI STRATEGY RECOMMENDER
NULLAM PROPERTIES
PSA Wizard
Step 1 of 7
Confirm Parties
Married sellers both sign — with an email here the spouse gets their own signing link. Leave blank if they'll sign on paper.
Seller Information
Deal Terms
Property, notices and negotiated terms
Property Details
Disclosure applicability
California property and transaction facts
Unknown age retains blank EPA review documents. No seller answer, inspection waiver or receipt is inferred. Complete required disclosure before the buyer is obligated.
Ordinary residential 1-4-unit draft. Verify facts and exemptions; no answer is inferred from the address.
Earthquake and safety scope
Unknown scope retains a blank compact risk disclosure. The full state guide is a separate delivery requirement. No seller knowledge, correction, receipt or exemption is inferred.
TDS already contains seller safety certifications. If omitted, independently check each duty; no duplicate certification page is added when TDS is included.
Unknown facts retain wildfire review pages. A verified 2010-or-later year omits only home-hardening pages. A buyer agreement needs confirmed zone evidence and the local branch; a local ordinance may require earlier performance. Generation does not prove compliance or delivery.
Buyer notices and seller-fact scope
Tax and 2026 electrical notices share one page. Seller facts share a separate page. TDS omission does not establish an independent exception.
Seller answers and delivery stay blank. Unknown tank facts do not create an affirmative tank disclosure. Known material facts and local obligations still require review.
Original records and recent-title review
Obtain actual copies from the association, agencies, qualified inspector and seller. Record references do not attach copies or prove delivery. These workflow notes stay outside the generated PDF.
California common-interest / association resale records required?1102.6b Mello-Roos / bond / contractual-assessment notice required?Separate recorded transfer-fee requirement under Civil Code 1098?
Exterior elevated-element report scopeRecent-title actual dates and residential scope
Unknown facts retain a blank review form. All contracted work must be listed; contractor identity/contact threshold is separately over $1,000 per aggregate project. Exact eighteen-month/month-end boundaries stay for review.
Special-sale scope and actual negotiation language
Actual facts only. No signature, receipt, exemption or translation is inferred. Ordinary PSA stays compact; covered home-equity sales use a distinct English review source and two cancellation copies.
Strategy Terms
This is B’s separate cash/lawful buyer-funded sale to C. Use this resale’s own price, deposit and deadlines. A–B financing and any assignment fee do not become C’s obligations. Escrow must accept the acquisition and resale funding/recording instructions separately. Financed resale and novation documents remain pending.
Fix & Flip / Wholesale
The selected packet is prepared separately: seller purchase agreement first, buyer assignment after an executed seller agreement.
The Assignment Contract allows you to assign your equitable interest to an end buyer for an assignment fee.
Buyer legal name on the PSA: "Nullam LLC"; assignment rights follow the selected agreement.
Buy & Hold (1% Rule)
Document generated: Standard A-B Purchase & Sale Agreement with rental acquisition language.
The selected transaction route controls assignment rights.
Seller purchase agreement plus proposed novation terms.
A separate replacement-buyer agreement and actual consents are still required; they are not generated here.
BRRRR
Document generated: A-B Purchase & Sale Agreement with refi/hold intent language.
The selected transaction route controls assignment rights; refinancing is not promised.
Title Company
Review & Generate
Assignment terms (buyer packet)
⚠ FOR INFORMATIONAL USE ONLY. This document is generated for reference purposes. Nullam Properties is not a law firm and this document does not constitute legal advice. Consult a licensed Oklahoma real estate attorney before using this document in a real transaction.
Electronic signing
Download and review the exact packet here. Electronic sending of the new state packet versions requires the separate signing-service release.